GTL has made recent changes in underwriting to help speed up the process of getting your clients’ insurance needs issued.

  • Implemented the RX pharmacy report.
  • Average underwriting time is now 3-4 days for decision.
  • GTL will continue to order MIB reports upon app submission.
  • If there is an MIB or Rx hit, GTL will ask client to obtain medical records
  • Drawback is they are no longer paying for APS’s.
  • Client is required to obtain medical records from their doctor at their own expense.
  • On the upside, this has allowed GTL to underwrite more cost efficiently.