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Accident Benefit Insurance, Critical Illness Insurance, Accidental Death & Dismemberment Coverage, Hospital Indemnity

Simple plans to help you deal with unexpected Accidents and Other Major Life Events

Most people are concerned about what would happen to themselves
and their families if an accident ever happened, but they are
unprepared for the financial burden when it occurs. Due to changes in
medical insurance industry, you may be asked to cover more of your
medical expenses than ever before.

With a GAP Assurance Plan, you have access to benefits to help provide
peace of mind throughout accident care and recovery. Benefits can be
used to pay for emergency treatment, treatment-related transportation,
and lodging.

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What Is GAP Assurance?

Extend your healthcare coverage
GAP Assurance provides cash benefit to offset your out-ofpocket costs for eligible expenses

Cover your expenses
Covers up to the benefit max for accidents and serious illnesses that can help pay a medical plan’s high deductibles, coinsurance, copays, & other out-of-pocket costs

Protect your income
Payments go right to you. Use the money for whatever you need, like mortgage payments, credit card payments, car payments, day care, or business costs.

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Bonus Bundled Benefits


Critical Illness


With a GAP Assurance Plan, if you are diagnosed with a critical covered illness, you will receive up to the benefit max of cash while paying no deductible. A major medical insurance plan helps cover medical costs if you get sick, but it won’t cover your everyday living expenses if you can’t work. Our plan lets you stop worrying about expense and start focusing on recovery.

Example: Policy holder suffers a stroke and is transported to the hospital by ambulance. He is treated with drugs to break up blood clots. His total hospital stay is six days. Policyholder receives benefits within 2 business days, once claim is completed.

Policyholder is paid up to:

Accidental Death & Dismemberment


With a GAP Assurance Plan, you have affordable coverage that allows you and your family to be ready for the unexpected. Making an excellent supplement to traditional life insurance and accident insurance that helps you bridge the gap between expenses and lost income.

Example: Policyholder is badly injured in a motorcycle accident and is transported to the hospital. His leg must be amputated and then fitted with prosthetic limb. Policyholder reecives benefits within 2 business day, once claim is completed.

Policyholder is paid up to:


If you suffer an accidental injury that requires you to be confined to a hospital as an inpatient, your Hospital Indemnity Benefit will provide you and your family with the needed coverage to ease the tremendous financial burden.

Example: Policyholder has high fever and goes to the ER for medical care. Doctor performs exam and admits individual in to hospital room for 24 hours of observation. Policyholder receives benefits within 2 business days, once claim is completed.

Policyholder is paid up to:

* Please see plan brochure for more coverage details.

About GAP Assurance Plan

We are proud to say GAP Assurance Plan is underwritten by a Fortegra Company. Fortegra Companies are rated an A- (Excellent) for financial strength and operating performance by A.M. Best, and is committed to do what is best for the diverse needs of each individual and family. All of our products are underwritten by one of the following Fortegra companies, depending on the state: Life of the South Insurance Company, Southern Financial Life Insurance Company, Bankers Life of Louisiana and Response Indemnity Company of California.

GAP Assurance Plan is administered by InsuranceTPA, a licensed third party administrator serving all 50 states. Focused on education, retention, and efficiency. InsuranceTPA provides unparalleled billing and claims service, and will always be ready to help yourself and your family. 100% of our insurance administration, technology, and customer service is provided here, in the USA.

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